Homeowner's Insurance

Purchasing your own home is an exciting time in life, but it brings with it many layers of decision-making and considerations that must be made. Owning your own home provides stability and is an excellent asset, but you must protect it with the right insurance. Not only is it important, but almost all mortgage companies require proof of insurance to proceed to financing on your new home, usually requiring full or fair value of the property.

Our team of experts are knowledgeable in what coverage is required to put your mind at ease. Nobody wants to think about what happens in the case there is damage or destruction to your home, so we know that it’s our job to make sure you can rest easy.

What should you know heading into planning your homeowner’s insurance? When we meet with you about your policy, we’ll ask questions about the property and buildings on it, the construction type and age of the buildings. Important details include unique features or usage of the property, such as swimming pools, or any un-attached structures. To make sure that you aren’t missing out on important coverage due to hazards in your area, you’ll want to talk to us about the location of the home you are purchasing so we can discuss if there are unique needs to apply additional riders for appropriate coverage. For instance, if your area is prone to flooding, you’ll need to make sure to add that to your policy. There are also additional optional add-ons that you will want to consider.

The great thing is that you don’t need to come with tons of experience, we are well-versed in the unique needs of our local area and we care about you and your household. We are always here to discuss any concerns you may have. If it comes to the point of filing a claim, we are here to make the process as painless as possible. We have a compassionate staff, and we do our due diligence to make sure you receive the best care. We work hard to earn and keep your trust to insure even your most valuable assets.